Britam Combo Solution - Kenya
Britam Combo Solution
Britam Combo Solution
Britam Combo is a combined solution which offers customers discounted Home insurance and Personal accident with
every Motor Private & Motor commercial Insurance.
¿ Offers a full package for an individual insurance needs
¿ Discounted rates
¿ The insured/driver is covered unlike ordinary covers which prioritize the assets and neglects the owner
¿ Easy to administer as it is treated like one insurance package all the from proposal form to servicing.
¿ No listing of House items
¿ Pro-rated pricing
Motor insurance is an insurance policy that covers the car owner or policy owner in case of financial losses – resulting from an accident, other damages sustained by the insured vehicle or theft. A comprehensive motor insurance policy covers damages to third-party and third-party property along with compensating for own losses as well.
TYPES OF COVERS
¿ Third Party Only
POLICY OPTIONAL EXTENSIONS UNDER COMPREHENSIVE;
¿ Personal Accident Benefits;
Did you know that Motor insurance does not cover the owner in case of an Accident? The Britam Combo gives value
to Motor insurance cover by offering you a discounted personal Accident.
There is no substitute to good physical health. Staying in top form means taking the enough precaution whenever the
unexpected happens. Personal Accident insurance (PA) is an annual policy which provides financial compensation in
the event of injuries, disability or death caused solely by violent, accidental, external and visible events.
YOU NEED PERSONAL ACCIDENT TO ENJOY THE FOLLOWING BENEFITS:
¿ Weekly payment – Pays a weekly income for the period you are out of work as a result of injury from an accident.
¿ Medical Expenses - Pays for medical expenses that arise from treating you after an accident including dental and
¿ Emergency Evacuation – Covers emergency medical evacuation expenses.
¿ Pay for the cost of artificial appliances that arise from an accident such as crutches, hearing aid and prosthetics
¿ Permanent Disability – in the event of permanent disability caused by an accident, the insurance pays for a
pre-determined percentage of the insured amount or a pre-determined multiple of salary.
¿ Accidental Death – In the event that life is lost due to an accident, the insurance will pay the total insured amount
or a pre determined multiple of salary
¿ Last Expense
It is a policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents , loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen within the home. Additionally, home insurance provides financial protection against disasters. A standard home insurance policy insures the home itself along with the things kept inside.
There is nothing more important than a good, safe, secure home. All your memories, your dearest possessions are lovingly stored here. So, protect them from life’s unexpected events like extreme weather, fire, and other losses with a home insurance cover from Britam.
Generally, home insurance is categorized by two types of cover — buildings and contents. You can get them combined for total peace of mind or buy them separately. The first step is deciding which option is better for you.
THE COVER IS STRUCTURED AS FOLLOWS:
Work Injury Benefit Act (WIBA)