What?

Employers’ Liability covers is a policy that protects employers against legal liability under common law, negligence or breach of statutory duty for damages and claimant’s costs and expenses of litigation in respect of accidents, diseases or even death to employees happening in the course of employment. It is therefore necessary for that Employers’ liability insurance be arranged in addition to WIBA policy which is compulsory by law

Why you need? – Benefits

Employers’ Liability pays compensation costs and legal fees if an employee or ex-employee sues for illness or injury caused by their work.

Who needs it?

Employers’ liability insurance is a legal requirement for most businesses that have employees.

What it covers:

Liability to employees for work-related bodily injury or disease, other than liability imposed on the insured by a workers compensation law.

What we don’t cover - Exclusions