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Imarika Wallets

Imarika Wallets

Britam understands that you are unique and your way of saving is different from anyone else out there. That is why we have designed something special that will work for you, at your own pace in your own way. These range of investment solutions are called Imarika Wallets.

We have given you control to create your own wallet based on three options:

  • Msafiri (Travel) Wallet
  • Mradi (Project) Wallet
  • Wezesha (Biashara) Wallet.

The Wallets are goal based savings accounts available on our USSD *778# platform under the “Imarika Wallets” option.

In addition, once you open any of the three wallets, you have an option to name your wallet as you so wish.

Let the Bucket-list Travel Goals Begin!

The Msafiri Wallet is an enhanced travel savings product focused on making bucket-list travel goals a reality for both local and international travel goals. The platform enables members to save towards their trip conveniently as well as track their contributions through a statement every month. From the first instalment (minimum of Kes 200), we begin investing your funds to earn superior returns of 8-12% p.a. of the invested funds. In addition to this, each member qualifies for a Life insurance cover of 5% of the Fund value

Key benefits for the Msafiri Wallet

  • Discounted travel insurance 
  • Free life insurance cover while saving towards your trip
  • Superior returns on contributions

Move a step closer to having your own Biashara

The Wezesha Wallet helps you gain control over your finances and helps you build a fund towards that business goal. The platform enables members to save towards their trip conveniently as well as track their contributions through a statement every month. From the first instalment (minimum of Kes 200), we begin investing your funds to earn superior returns of 8-12% p.a. of the invested funds. In addition to this, each member qualifies for a Life insurance cover of Kes 50,000

Key benefits for the Wezesha Wallet

  • Superior returns: earn competitive returns on your investment as the underlying fund is structured and managed to offer competitive returns of 8 - 12% per annum.
  • Affordable: Allows you to contribute a minimum of only Kes 200 you can also choose to do lump sum contributions from Kes 50,000.
  • Free Life Insurance: Provides you with Free Life Insurance cover of Kes 50,000
  • Short term: Access your funds from as little as 9 months at no charge.
  • Multiple Wallets: You can create and name as many wallets as you need towards your goals.
  • No withholding tax: Being a unit linked policy; your interest is not subjected to withholding tax. This means that you save 15% tax on the interest. Further, you can also apply for tax relief if the policy is 10 years or more.

Make Your Goals a Reality

So, what do you want your money to do? Where do you see yourself in the next few years? What do you want to achieve? What do you see yourself owning or enjoying? The Project Savings Wallet is a short-term savings product focused on making your life goals a reality. Whatever your project could be, your new phone, your wedding, your Master’s Degree, new car or capital for your business, the project wallet is the vehicle to help you get there.

Key benefits for the Mradi Wallet

  • Superior returns: earn competitive returns on your investment as the underlying fund is structured and managed to offer competitive returns of 8 - 12% per annum.
  • Affordable: Allows you to contribute a minimum of only Kes 200 you can also choose to do lump sum contributions from Kes 50,000.
  • Free Life Insurance: Provides you with Free Life Insurance cover of Kes 50,000
  • Short term: Access your funds from as little as 9 months at no charge.
  • Multiple Wallets: You can create and name as many wallets as you need towards your goals.
  • No withholding tax: Being a unit linked policy; your interest is not subjected to withholding tax. This means that you save 15% tax on the interest. Further, you can also apply for tax relief if the policy is 10 years or more.

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Imarika Wallets