Are Pension Plans Available For Individuals Or Only Organisations?

We have the Individual Pension Plan (IPP) that is available for individuals.

How Do I Pay For My Premiums?

Direct Debit: The premium payment is automatically deducted from your bank account on pre-agreed dates. Check-off: Premium deductions effected through your employer. Cheque Payments: Obtain an official receipt with the policy number and the full amount paid. MPESA Pay Bill. Send premium payment to pay bill number 541400 Insert your policy number (as it appears in your policy document) as the account number Use your registered Safaricom line for reference and automatic updates. NOTE Cash payments are not accepted in our branches. Cash payment should not be made to any staff, agents or financial advisors. MPESA payments should be made to the pay bill number 541400 only. For clarification please contact any of our branch offices near you or Email: customerrelationship@britam.com Tel: 0703094000 .

What Are The Different Ways Of Paying Premiums?

You can use payroll check off, Direct Debit or M-Pesa paybill.

How do I get a comprehensive insurance cover?

Britam 24/7 Rescue service provides our customers with much needed assistance at the scene of the accident and enable the smooth processing of claims in the unfortunate incident of a motor accident. Through a phone call, the stress that comes with motor accidents are significantly reduced providing our customers with assurance and peace of mind.

What Is A Money Market Fund?

This is a type of unit trust fund that invests in low-risk investments with an element of stable returns such as fixed deposit accounts, treasury bills or in a commercial bond. A money market fund invests mainly in fixed income securities with short investment duration and high credit quality.

What Education Policies Do You Have?

We have 3 options for Education: Msingi Poa , Super E-Plus and Elimu bora.

How Often Do I Make Payments?

Premium payment frequency can either be monthly, quarterly, semi-annually or annually as elected by the policy holder.

09 February 2026

How to Apply for a Policy Loan

Applies to: Life Insurance Policies, MyBritam App, and Britam Customer Portal

Overview

Your eligible Life Insurance Policy is a valuable asset that allows you to access quick funding for your financial needs or emergencies through a Policy Loan. You can easily apply for this loan using our digital platforms.

Quick Steps to Apply for a Loan

Follow this simple procedure after logging in to your account:

Access Account: Log in via the MyBritam App or the Britam Customer Portal.
Select Policy: Navigate to "My Products" and choose the policy against which you want to apply for the loan.
Start Application: Select the "Apply Loan" tab/option.
Input Amount: You will see your maximum Loan Limit. Input the specific loan amount you wish to apply for.
Choose Payout Channel: Select your preferred method for receiving the funds:

Bank Transfer
Mobile Money (e.g., M-Pesa)

Verify & Confirm: Review the application and payment details, then click Next. A One-Time Password (OTP) will be sent to your registered phone number for verification.
Submit Request: Enter the OTP, click Submit, and your policy loan application will be successfully submitted for processing.

Note: The loan amount is subject to the terms and conditions of your policy and the funds will be disbursed to your selected channel upon approval.

Need Assistance?

If you require any additional help with your loan application, please contact our dedicated Customer Service team:

📞 Call/WhatsApp: 0705100100

📧 Email: customerservice@britam.com

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