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Britam Bella

Britam Whole Life Insurance Plan

Britam Whole Life Insurance Plan

Build Today. Secure Tomorrow.

The Britam Whole Life product provides permanent life insurance coverage that lasts your entire lifetime, serving as a cornerstone for your long-term financial strategy. It is specifically designed for wealth preservation, ensuring your beneficiaries receive a guaranteed, tax-free payout to facilitate a smooth intergenerational wealth transfer. Furthermore, the policy provides immediate liquidity to cover succession-related estate costs, and all benefits including death, disability, and critical illness are paid out efficiently.

  • Lifetime coverage - unlike other insurance products that expire at the end of the term.
  • A guaranteed death benefit payout that increases by 3% per year to keep up with inflation.
  • Estate planning tool e.g., through Britam trust management services.
  • Fixed Premiums that can be paid through a variety of ways from; one-off (or single premium) to monthly over a fixed term e.g., 10 years, 15 years or 20 years. The choice is yours.
  • Medical examinations are only required for coverage amounts above KES 15 million.

The following benefits can be purchased on a stand-alone basis and added onto your policy:

  • Permanent Total Disability - Coverage in case of permanent disability
  • Critical Illness - Protection against critical illness diagnosis
  • Funeral Expense - Coverage for funeral-related costs
  • Get in touch with a Britam Financial Advisor and they will walk you through the process.
  • Visit our website and request a callback, and a financial advisor will get in touch with you to help you sign up.

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