- In Kenya, options for financing of treatment costs for cancer and other critical illnesses are limited at best.
- The National Hospital Insurance Fund (NHIF) provides some cover for cancer treatment, however, the benefits are capped as follows:
- Radiotherapy: Maximum of KES 18,000 per week (five sessions) up to a maximum of 20 sessions per family per year.
- Chemotherapy: Basic level at KES 25,000 per cycle capped at 6 cycles per family per financial year and complex level up to KES 150,000 per cycle capped at 4 cycles.
- Health insurance covers mostly limit the amount of coverage for most critical illnesses or exclude them altogether.
- Many people are forced to rely on savings/disposal of assets and fundraisings to meet the cost of treatment.
- Minimum entry age 18 years
- Maximum entry age 60 years
- Maximum age of cover is 65 yrs
- Minimum Sum Assured- KES 500,000
- Maximum Sum Assured:
- With a medical checkup- None
- Without a medical checkup- KES 5M
Cancer Plan (with a Medical Checkup)
- In case of a cancer diagnosis, we will pay you 100% of your sum assured.
Cancer Plan (without a Medical Checkup)
- You will be subjected to a one-year waiting period should you receive a cancer diagnosis.
- In case of a cancer diagnosis after the one-year waiting period, we will pay you 100% of the sum assured.
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