This is a pure protection individual life insurance cover whose main purpose is to enable individuals to enjoy protection against cancer diagnosis
In Kenya, options for financing of treatment costs for cancer and other critical illnesses are limited at best.
NHIF provides some cover for cancer treatment, however, the benefits are capped as follows;
Radiotherapy: maximum of KES 18,000 per week (five sessions) up to a maximum of 20 sessions per family p.a.
Chemotherapy: Basic level at KES 25,000 per cycle capped at 6 cycles per family per financial year and Complex level up to KES 150,000 per cycle capped at 4 cycles
Health Insurance covers: mostly limit the amount of coverage for most critical illnesses or exclude them altogether.
Most people are forced to rely on savings/disposal of assets and “Harambees” to meet the cost of treatment
Two options
With Medicals
Without Medicals
Minimum entry age 18 Years; Maximum entry age 60 years.
Max Age of cover is 65 yrs.
Minimum Sum Assured – 500,000
Maximum Sum Assured;
With Medicals – None
Without Medicals- 5M
BRITAM CANCER - With Medical
BRITAM CANCER –Without medical
In case of Cancer Diagnosis Britam will pay 100% Sum Assured
Cancer Diagnosis benefit will be subjected to a one-year waiting period.
In case of Cancer Diagnosis after the one-year waiting period, Britam will pay 100% Sum Assured.
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