- Premium holiday: You will not be required to pay premiums in the last 3 years of your policy. Any payments you make during this period will be added to your Investment Fund.
- Maturity benefit: On the maturity date of your policy, you will receive 100% of the balance of your fund value.
- Automatic partial payouts: Two (2) years to the Maturity Date of your policy, you will receive a proportion of the investment fund as specified below:
- Two (2) years to Maturity Date: 35% of the Investment Fund.
- One (1) year to the Maturity Date: 50% of the Investment Fund.
- Waiver of premium on death: In the event of accidental death (within the one-year waiting period) or death by any cause (after the one-year waiting period), the premiums shall be waived. If death by non-accidental causes occurs during the one-year waiting period, a refund of all premiums paid (without interest) for this benefit will be paid to the named beneficiary instead.
- Partial withdrawal benefit: In case of an emergency, you can access your funds at any point during the lifetime of the policy.
- A Kenyan citizen with a valid national identification card or Kenyan passport.
- Minimum age of entry of 18 years.
- Maximum age of entry of 62 years.
- Any other eligibility criteria shall be determined based on underwriting guidelines from time to time.
- Flexibility: Pay additional premium amounts over and above your regular premiums at any time to suit your changing needs.
- Affordability: Pay a regular premium of as little as Kes 1,000.
- Peace of mind: In case of an emergency, you can withdraw your funds.
- Security: In the event of redundancy, your premiums will be waived for 6 months.
- Higher returns: You will enjoy a minimum guaranteed return of 5%. You get to enjoy higher returns on your education policy as your fund value grows.
- Complete the application form
- Attach the following documentation:
- ID copy
- PIN certificate
- Payment mode for future payments
- First payment
- You can get a medical checkup by a doctor from our panel at our cost (recommended)
Or alternatively, visit our website, request a callback, and a financial advisor will get in touch with you to help you sign up.
- MyBritam app
- MyBritam portal
- Direct Debit
- Bankers or Personal Cheques written to “Britam”
