Bima ya Mwananchi is an affordable medical cover that can be taken up by an individual or by a family. It gives you the peace of mind that you and your family have access to the best medical care in case of any eventuality.
There are three main benefits which are: Inpatient, Outpatient and Last Expense. The product also comes with a fire cash benefit. The Outpatient benefit is a health care plan to pay for outpatient treatments which includes reasonable costs incurred at duly appointed hospitals and doctors’ clinics.
The Inpatient benefit covers hospital bills due to hospitalization, chronic/pre-existing illness, maternity and emergency ambulance services. Last expense provides a lump sum payout to the next of the kin in case of demise of the insured member.