Bima Ya Mwananchi
Bima ya Mwananchi is an affordable medical cover that can be taken up by an individual or by a family. It gives you the peace of mind that you and your family have access to the best medical care in case of any eventuality.
There are three main benefits which are: Inpatient, Outpatient and Last Expense. The product also comes with a fire cash benefit. The Outpatient benefit is a health care plan to pay for outpatient treatments which includes reasonable costs incurred at duly appointed hospitals and doctors’ clinics.
The Inpatient benefit covers hospital bills due to hospitalization, chronic/pre-existing illness, maternity and emergency ambulance services. Last expense provides a lump sum payout to the next of the kin in case of demise of the insured member.
- The applicant and the spouse should be between 18 and 65 years at entry.
- The medical cover is renewable annually but has an exit age of 70 years.
- The minimum entry age for children is 38 weeks. You can however include students of 18 years to 25 years. You can select your medical cover from the following options and their respective limits .
- We have a list of approved hospitals in the Britam panel which you can visit for medical attention.
- In case of an accident whereby you are admitted to a hospital that is not in our panel, you will be required to notify Britam within 24 hours through the helpline indicated behind the card.
- To access medical care from our hospital partners, visit the appointed Hospital and produce photo card for identification upon admission. The hospital will confirm validity of your medical cover then proceed to attend to you.