- Theft and accidental damage: Cover against theft, pilferage and accidental damage during loading, unloading and transport.
- Fire and explosion: Protection against loss or damage caused by fire and explosions.
- Sea-related risks: Cover against storms, shipwrecks and other perils of the sea.
- Natural disasters: Protection against earthquakes, floods and hurricanes.
- Temporary storage: Cover for goods during interim storage at ports or other locations along the journey.
- Concealed losses: Cover for damage that is not immediately visible, such as damage hidden inside packaging.
- Trans-shipment: Protection when goods move between vessels or transport modes.
- War and strikes: Additional cover for risks related to war, civil unrest and strikes.
FAQs
What is Britam Marine Cargo Insurance?
It protects goods against loss or damage while being transported by sea or air, with warehouse-to-warehouse coverage.
Who can take up this cover?
Individuals and businesses importing or exporting goods, including manufacturers, wholesalers, retailers, producers, miners, freight forwarders, and shipping and clearing agents.
Does marine insurance cover goods transported by air?
Yes. Britam Marine Cargo Insurance covers goods transported by both sea and air.
What does warehouse-to-warehouse cover mean?
It means your goods are protected from the warehouse of origin to the destination warehouse, subject to policy terms.
Are goods covered during temporary storage or transfers?
Yes. The cover includes interim storage at ports or other locations during transit, as well as transfers between vessels or transport modes, subject to policy terms.
Are war and strike risks covered?
Additional coverage is available for risks related to war, civil unrest and strikes. Confirm that this cover is included when arranging your insurance.
What is not covered?
Exclusions include ordinary wear and tear, deterioration or damage arising from the inherent nature of the goods, improper packaging or handling, and losses caused by delivery delays. Refer to your policy for the full exclusions.
How do I purchase cover?
Visit the Britam Marine Portal to get a quote and purchase cover online.
How do I make a claim?
Submit and track your claim through the Britam Marine Portal. For assistance, call or WhatsApp 0705 100 100.
Cover is subject to policy terms, conditions and exclusions.
- Warehouse-to-warehouse protection: Cover that follows your goods from origin to destination.
- Cover by sea or air: Protection for your imports and exports across both transport options.
- Convenient online access: Get a quote, purchase cover and manage your policy from your preferred device.
- Easier claims management: Submit and track claims through the Britam Marine Portal.
Your cargo cover. At your fingertips.
At home, in the office or on the go, manage your marine insurance from your phone, laptop or desktop.
- Get a quote and buy cover in just a few clicks.
- View and update your insurance details.
- Submit and track claims online.
- Access customer support when you need assistance