Pension Annuity

An annuity is an insurance policy that gives you a guaranteed income for the rest of your life or for a fixed amount of time. You can use your pension fund to buy an annuity that will provides you with a regular income after retirement.

The annuity can be taken individually or jointly with a spouse. If the annuity is shared with a spouse, it reverts to the surviving spouse in case one dies before retirement age. It is paid on a regular basis according to your preference whether monthly, quarterly, semi-annually or annually for life.

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