Dhamana
Dhamana is a life assurance product designed to offer you a platform to save while enjoying a guaranteed investment and life insurance.
Insurance savings plans are life insurance plans that offer you an opportunity to save, invest, and accumulate funds for your future. These saving plans help you to invest systematically, creating regular saving habits for you while offering you a return on your savings with flexible features according to your needs and requirements.
- Dhamana guarantees an investment rate of return of 5% for continuing policies.
- Loan facility - Once the policy has been in force for at least 3 years and is paid up to date, you can apply for a policy loan
- Dhamana is affordable with a minimum premium of Kes 1000 per month with no restrictions on the maximum.
- It offers a lot of flexibility in premium payment; premium holidays allowed when income levels fluctuate, and extra premium payments also allowed.
- The maximum entry age is 60 years.
- In the unfortunate event of the policy holder’s death, Dhamana will pay out a death benefit to the beneficiaries.
- Minimum entry age is 18 years
- Maximum entry age is 60 years
- Maximum age while on cover is 75 years
- The policy plan is strictly for 15 years