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About Milele Junior.

Key Benefits.

You work hard now so that your family can access premier medical care.

Inpatient & Outpatient cover
Dental & Optical add-ons
Congenital & chronic conditions covered
Critical illness cover up to KES 5M
COVID-19 home care
Last expense support.
Wellness benefits
Emergency response
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FAQS

Frequently Asked Questions.

Answers to the questions you ask most.

Yes. Waiting periods apply as follows:

  • Accidents: Covered immediately from the cover start date.

  • 30 days: Outpatient care (including dental, optical, and acute inpatient care). This also applies to outpatient care for pre-existing chronic and congenital conditions.

  • 3 months: Inpatient care related to newly diagnosed chronic conditions.

  • 12 months: Inpatient care related to pre-existing chronic conditions, congenital conditions, cancer, and HIV/AIDS.

  • 24 months: Organ transplants.

These waiting periods are standard in health insurance and help ensure sustainability while keeping premiums affordable for families.

Yes. Mental health support, including counselling and therapy, is included under both outpatient and inpatient benefits.

Yes. Dental and optical benefits are optional add-ons, with annual limits ranging from KES 10,000 to KES 40,000 per child.

Simply visit any of our accredited hospitals, clinics, or providers and present your child’s membership card at the facility. Outpatient services do not require pre-authorisation from Britam, provided the benefits are valid and the waiting period has been served.

Yes. Parents/guardians do not need to be insured under Milele Junior for their child to be covered.

Milele Junior is a health cover designed specifically for children, giving them access to quality medical care from outpatient visits to inpatient treatment.
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