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About Milele Elderly Parent.

Britam Milele Health is a dedicated health plan tailored for individuals aged 55 years and above, offering comprehensive inpatient and outpatient cover to support their evolving healthcare needs. With no maximum exit age, the plan provides lifelong protection and peace of mind for retirees and their families.

It includes annual wellness checks and covers chronic as well as pre-existing conditions, ensuring consistent, reliable care when it matters most. Designed with comfort, security, and dignity in mind, Milele Elderly Parent helps your loved ones stay healthy and protected at every stage of life.

Key Benefits.

You work hard now so that your family can access premier medical care.

Tailored for individuals above 55 years.
Covers chronic & pre-existing conditions.
Comprehensive inpatient & outpatient care.
Annual wellness checks.
COVID-19 hospitalisation covered.
Flexible premiums.
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FAQS

Frequently Asked Questions.

Answers to the questions you ask most.

The plan covers a wide range of medical needs, including:

  • Inpatient care: Hospital admissions, surgeries, ICU/HDU, specialist fees, scans, prescribed medication, ambulance services, day-care surgery, and post-hospital care

  • Chronic conditions: Diabetes, hypertension, cancer, HIV/AIDS, kidney failure, and other long-term illnesses

  • Psychiatric treatment: Inpatient mental health support after 12 months of cover

  • Wellness benefits: Annual medical check-ups, vaccines, and family planning services from the 13th month

  • COVID-19: Hospitalization cover

Milele Senior is open to individuals aged 55 years and above. You can also include your spouse and dependants under the same cover.

Premiums can be paid monthly, quarterly, semi-annually, or annually through Britam’s approved payment channels, including mobile money, bank transfer, or direct debit. Premiums vary based on age, selected benefit limits, and any optional outpatient, dental, or optical covers.

Yes. Waiting periods apply as follows:

  • 30 days: Most general illnesses

  • 12 months: Pre-existing and chronic conditions, congenital conditions, and psychiatric treatment

  • 24 months: Organ transplants, alcohol or substance abuse rehabilitation, and critical illness cash benefits

  • Immediate: Accidents and emergencies

Simply present your Milele card at any Britam-approved hospital or healthcare facility. Pre-authorisation may be required for certain treatments, such as major surgeries, MRI/CT scans, and specialized procedures.
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